Sarasota's Concierge Health Insurance Expert

Coverage That Fits Your Life — Not Just Your Budget

Navigating health insurance is overwhelming. Shannon McElhaney cuts through the confusion — finding you the best plan at the best price, guaranteed. No pressure. No jargon. Just clarity.

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No-Pressure
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Consultation
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Takes 60 seconds — Shannon will follow up personally

"We guarantee you will not find a better plan for a better premium — or we pay your first month's premium."

Blue Cross Blue Shield Cigna Humana UnitedHealthcare Allstate National General + 194 more
Licensed in All 50 States
Locally & Woman-Owned
200+ Insurance Carriers
Zero-Pressure Consultations
Premium Guarantee
Blue Cross Blue Shield Cigna Humana UnitedHealthcare Aetna Allstate Mutual of Omaha National General Ambetter Oscar Health + 190 More Carriers Blue Cross Blue Shield Cigna Humana UnitedHealthcare Aetna Allstate Mutual of Omaha National General Ambetter Oscar Health + 190 More Carriers

Comprehensive Coverage For Every Stage of Life

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Individual Health Insurance

Tailored coverage for individuals and families — major medical, ACA marketplace plans, and short-term options that fit your specific health needs and budget.

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What's Included

  • ACA marketplace & off-exchange plans
  • Subsidy eligibility check
  • In-network doctor verification
  • Prescription formulary review
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Family Coverage

Protect everyone under one plan. We find family policies that keep your preferred doctors in network and cover your prescriptions — at the best available rate.

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What's Included

  • Pediatric & maternity coverage
  • Family deductible optimization
  • Multi-carrier comparison
  • Dependent enrollment support
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Group & Business Plans

Custom employee benefits packages for businesses of any size — from solo entrepreneurs to growing teams. We handle all the legwork so you can focus on your business.

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What's Included

  • Group medical, dental & vision
  • Employee enrollment management
  • Compliance & renewal support
  • Plans for teams of any size
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Medicare & Medicare Advantage

Turning 65 or helping a loved one navigate Medicare? We simplify the process, compare all available plans in your area, and find the right fit for your healthcare needs.

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What's Included

  • Medicare Advantage & Supplements
  • Part D prescription drug plans
  • Annual Enrollment Period reviews
  • One-on-one guidance, no pressure
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Prescription Plans

Ensure your critical medications are covered. We verify formularies across carriers and find plans that cover your specific prescriptions at the lowest possible cost.

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What's Included

  • Formulary cross-checking
  • Pharmacy network verification
  • Cost-tier comparisons
  • Mail-order options reviewed
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Dental & Vision

Standalone dental and vision plans to complement your health coverage — or bundle them for maximum savings and simplified administration.

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What's Included

  • Preventive, basic & major dental
  • Vision exams, glasses & contacts
  • Standalone or bundled plans
  • Affordable monthly premiums
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Supplemental Insurance

Critical illness, accident, and gap coverage to protect against unexpected out-of-pocket costs that major medical alone may not cover.

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What's Included

  • Critical illness coverage
  • Accident & injury protection
  • Hospital indemnity plans
  • Fills gaps in major medical
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Life Insurance

Term, whole, and universal life insurance options to protect your family's financial future — matched to your goals, timeline, and budget.

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What's Included

  • Term life (10-30 year options)
  • Whole & universal life
  • No-exam options available
  • Coverage for any budget
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Simple, Transparent, On Your Side

No confusing paperwork. No sales pressure. Just a clear, guided process that puts you in the best coverage at the best price.

01

Free Consultation

We start with a no-obligation conversation about your health needs, current situation, doctors you want to keep, and prescriptions you need covered.

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We Do the Research

Shannon compares plans across 200+ carriers so you don't have to. We verify your doctors are in-network and your prescriptions are covered before recommending anything.

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Clear Recommendations

You receive a straightforward comparison of your best options — plain language, no insurance jargon — so you can make a confident, informed decision.

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We Handle Everything

From enrollment to ongoing support, we stay in your corner. Questions, changes, renewals — you always have a real person to call. Not a 1-800 number.

A Guarantee You Won't Find Anywhere Else

"We guarantee you will not find a better plan for a better premium — or we will pay your first month's premium ourselves."

We make the carriers compete for your business. By representing every carrier in your state, we have no incentive to favor one over another — our only goal is finding you the absolute best value.


Hold Us to That Promise

What Are You Paying Now?

Drag the slider to your current monthly premium. We'll show you what the average client saves after working with Shannon.

$100/mo$2,000/mo
$600
Your current monthly premium
$72
Min. Monthly Savings
$180
Max. Monthly Savings
$1,512
Est. Annual Savings

Estimates based on average client savings of 12–30%. Actual savings vary by plan, carrier, and individual situation. Schedule a free consultation for your exact quote.


Get My Exact Quote — Free
Shannon McElhaney, Your Healthcare Solutions

Meet Shannon McElhaney

As a locally, family, and woman-owned business based in Sarasota, Florida, Your Healthcare Solutions was built on one principle: every person deserves to understand their health insurance options and feel confident in their coverage.

Shannon serves as your full-service concierge — handling everything from initial research to enrollment and ongoing support. Whether you're self-employed, between jobs, approaching Medicare age, or simply unhappy with your current plan, Shannon is in your corner.

50 States Licensed
200+ Carrier Partnerships
Local Sarasota Based
Free Every Consultation

Real People. Real Results.

Don't just take our word for it — here's what Shannon's clients have to say.

★★★★★

"If you want a health insurance professional that TRULY cares about you, your health and wellbeing, then Shannon is your gal! I have used her multiple times — she helped my entire family get set-up on a policy that works best for what we need and she answered all of our questions along the way."

M
MacKenzie Brown
Verified Google Review · 2 months ago
★★★★★

"Shannon was exceptional to work with! She took the time to find a health insurance policy that truly fit our son's needs and carefully walked us through every detail to ensure he had the right personalized coverage at an affordable cost while still allowing him to choose his providers. She made what could have been a stressful experience simple and easy to navigate."

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Holly Dillon
Verified Google Review · 1 day ago
★★★★★

"When my family needed more information about how we could save as a family, Shannon provided multiple options. You definitely made this easier than our other insurance provider. Thank you Shannon."

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Daniel Patton
Verified Google Review · Local Guide
★★★★★

"Shannon has always taken care of us. She is very prompt in returning our calls and finding the best insurance for us. I recommend her to everyone."

R
Rockie Internet
Verified Google Review · Responsiveness, Quality, Professionalism, Value
★★★★★

"We needed help understanding our dental benefits. We called Shannon and she explained everything so we could understand our policy. A few hours later we had to text Shannon from the pharmacy — she knew the answer and texted us immediately. Excellent knowledge and perfect service."

J
Jan Smith
Verified Google Review · 3 years ago
★★★★★

"Epitome of kind and caring professional. Highly recommend!"

A
Ashley Keen
Verified Google Review · Local Guide
★★★★★

Had a great experience with Shannon? We'd love to hear about it — your review helps other families in Sarasota find the right coverage.

Leave a Google Review ★

Questions? We've Got Answers

Click any question below to learn more. Don't see your question? Just ask — Shannon responds personally.

No — our services are completely free to you. We're paid directly by the insurance carriers, so there's never a fee for our consultations, research, or ongoing support. You get expert guidance at no extra cost.

We make this a top priority. Before recommending any plan, we verify that your preferred doctors, specialists, and hospitals are in-network. If keeping a specific provider is important to you, tell us upfront and we'll filter our search accordingly.

Helpful items include: your current insurance card (if any), a list of your doctors and prescriptions, and your approximate gross annual income (Line 11 on your 1040 tax return). If married, this applies to your joint household income as well. Don't worry if you don't have everything — we can work with what you have.

Because we represent over 200 carriers, we have no incentive to push one company over another — only to find your best value. If we can't find you a better plan at a better premium than what you currently have, we'll pay your first month's premium ourselves.

We recommend starting the conversation about 2-3 months before your 65th birthday. This gives us time to walk through Medicare Advantage, Supplement, and Part D drug plan options so you're fully enrolled with zero coverage gaps.

You'll always have a direct line to Shannon — not a call center. Life changes (new job, moving, a new baby, etc.) can affect your coverage, and we're here to help you navigate any updates or annual renewals.

Let's Find Your Perfect Plan

We're Here to Help

No robots, no hold music. When you reach out to Your Healthcare Solutions, you hear from Shannon directly — usually within the same business day.

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Phone & Text (727) 742-5311
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Serving

Sarasota, Bradenton & All of Florida — Licensed Nationwide

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Hours

Monday – Friday, 9:00 AM – 5:00 PM EST

"We are hiring full and part-time licensed insurance agents. Interested in joining our team?"

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Book Your Free Consultation

Tell us a little about what you're looking for and Shannon will reach out to schedule your appointment.

No obligation. No spam. Shannon will contact you personally.